Why a Pre-Settlement Walkthrough Matters Before You Buy a Home Buying a home is an exciting milestone, but there are important final steps to take before closing. One of those steps is the pre-settlement walkthrough—your last opportunity to review t
May 06, 2025 | Purchasing a Home
Why Buy a Historic Home Unique Design and Craftsmanship Historic homes often feature detailed woodwork, elegant fireplaces, and tall ceilings with decorative designs. These features make each home feel special and add charm that’s hard to find in ne
Apr 29, 2025 | Purchasing a Home
Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer
Apr 22, 2025 | Interest Rates
As you approach the finish line in your homebuying journey, you may come across something called hazard insurance in your closing documents. If you’re wondering what it is and why it’s required—don’t worry, you’re not alone.
Apr 15, 2025 | Purchasing a Home
After buying your home, it’s time to prepare for your first mortgage payment. At City First Mortgage we want to help you get off to a great start owning your new home! Here’s everything you need to know about your first mortgage payment, along
Nov 12, 2024 | Purchasing a Home
If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offers a simpler way to achieve lower payments and potential
Nov 05, 2024 | Refinancing a Home