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The Pros and Cons of Buying a Historic House

The Pros and Cons of Buying a Historic House

Why Buy a Historic Home Unique Design and Craftsmanship Historic homes often feature detailed woodwork, elegant fireplaces, and tall ceilings with decorative designs. These features make each home feel special and add charm that’s hard to find in ne

Apr 29, 2025 | Purchasing a Home

5 Tips for Buying a Home When Interest Rates are High

5 Tips for Buying a Home When Interest Rates are High

Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer

Apr 22, 2025 | Interest Rates

Why Hazard Insurance Matters When You’re Buying a Home

Why Hazard Insurance Matters When You’re Buying a Home

As you approach the finish line in your homebuying journey, you may come across something called hazard insurance in your closing documents. If you’re wondering what it is and why it’s required—don’t worry, you’re not alone.

Apr 15, 2025 | Purchasing a Home

Preparing for Your First Mortgage Payment: Key Details to Know

Preparing for Your First Mortgage Payment: Key Details to Know

After buying your home, it’s time to prepare for your first mortgage payment. At City First Mortgage we want to help you get off to a great start owning your new home! Here’s everything you need to know about your first mortgage payment, along

Nov 12, 2024 | Purchasing a Home

Is FHA Streamline Refinance Right for You?

Is FHA Streamline Refinance Right for You?

If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offers a simpler way to achieve lower payments and potential

Nov 05, 2024 | Refinancing a Home

Should You Buy a Condo Vacation Property?

Should You Buy a Condo Vacation Property?

Investing in a vacation property is an exciting step, and condos often stand out as a compelling option. With a combination of convenience, community, and strategic locations, condos can meet a variety of vacation needs. But is it the right choice for you

Oct 29, 2024 | Purchasing a Home